Why we're in this mess.

Interestingly enough there is no mention of the Democraticly sponsored and enforced Community Reinvestment Act. Said act came into place under Carter and was systematically re-enforced under subsequent administrations....Clinton in particular.

Stripping off the fluff what it did was FORCE the banks to take on Sub-prime lenders. So...while factually accurate the above video's seem to ignore the motivations.

Plenty of blame to go around here.